Available to current and newly accepted university students, parents buying for university students, and teachers and staff at all levels. For more information, visit apple.com/au-edu/store.
Pay Monthly is a monthly instalment continuing credit contract provided by Afterpay Australia Pty Ltd (ABN 15 169 342 947; Australian Credit Licence 527911). Apple is not a credit provider. Available instalment terms are 6, 12 or 24 months; the applicable term is determined by the eligible product which will be shown at check-out.

Pay Monthly is available to approved customers only; approval is subject to credit assessment by Afterpay and is not guaranteed. Pay Monthly is available only to approved customers who have an Afterpay Pay in 4 Account in good standing and a valid debit card. Monthly payments to Afterpay are required; the timing, amounts, and any applicable fees and charges are determined by Afterpay in accordance with your credit contract with Afterpay. If your order total exceeds your available spend amount for your Pay Monthly account with Afterpay, you may have the option to pay the difference upfront and finance the remaining balance with Afterpay Pay Monthly. Alternatively, you can complete your purchase using a different payment method. Apple does not charge or collect any fees relating to your financing. Apple has the sole discretion to decide which product(s) are eligible for Pay Monthly offers at any time and Afterpay determines credit eligibility, undertakes the credit assessment and determines its approval when you apply for Pay Monthly or request to use Pay Monthly for a purchase. 0% p.a. financing is available on eligible purchases during selected periods. The availability of the offers will be displayed at check-out prior to purchase. If you return a product in accordance with Apple’s return policy, Afterpay will adjust your financing arrangement and refund any applicable amounts to you directly in accordance with your credit contract with Afterpay. Pay Monthly offers are subject to change and may be modified or withdrawn without notice at any time. Learn more.

The monthly payment shown is a rounded estimate based on the term and interest rate selected for Afterpay Pay Monthly. Your exact instalment amounts, payment schedule, and any applicable interest or fees and charges are determined by Afterpay in accordance with your credit contract with Afterpay. All purchases made using Afterpay Pay Monthly are subject to approval by Afterpay Australia Pty Ltd (ABN 15 169 342 947; Australian Credit Licence Number 527911). Pay Monthly is available only to approved customers who have an Afterpay Pay in 4 Account in good standing and a valid debit card. Apple is not a credit provider. For more information about Afterpay Pay Monthly, please visit apple.com/au/shop/browse/financing.

Testing conducted by Apple in September 2025 using preproduction 14-inch MacBook Pro systems with Apple M5, 10-core CPU, 10-core GPU, 32GB of unified memory and 4TB SSD, as well as production 14-inch MacBook Pro systems with Apple M4, 10-core CPU, 10-core GPU and 32GB of unified memory, and production 13-inch MacBook Pro systems with Apple M1, 8-core CPU, 8-core GPU and 16GB of unified memory, all configured with 2TB SSD. Time to first token measured with a 16K-token prompt using an 8-billion parameter model with 4-bit weights and FP16 activations, mlx-lm and prerelease MLX framework. Performance tests are conducted using specific computer systems and reflect the approximate performance of MacBook Pro.